Terms and Conditions

Acceptance of Terms

These Terms and Conditions (“Terms”) govern access to and use of the public-facing website operated by PolicyBound, Inc. (“PolicyBound,” “we,” “us,” or “our”).

By accessing or using this website, you agree to be bound by these Terms. If you do not agree to these Terms, you should not use this website.

These Terms apply solely to the public-facing PolicyBound marketing website and related website communications. These Terms do not govern PolicyBound’s software platform, customer environments, products, services, or any separate contractual relationship with PolicyBound.

Website Purpose

This website is intended solely to provide general informational and marketing content regarding PolicyBound and its offerings.

Information provided on this website is for general informational purposes only and does not constitute:

legal advice;
financial advice;
insurance advice;
underwriting advice;
regulatory guidance;
compliance guidance; or
professional services advice.

Website content should not be relied upon as a guarantee of:

product functionality;
product availability;
underwriting outcomes;
insurance placement;
regulatory compliance;
operational results; or
business performance.
Eligibility

This website is intended for business and professional use by individuals located in the United States.

By using this website, you represent and warrant that:

you are at least 18 years of age;
you are using the website for lawful business or professional purposes; and
your use of the website complies with all applicable laws and regulations.
Permitted Use

You may use this website solely for lawful purposes and in accordance with these Terms.

You agree not to:

use the website in violation of applicable law;
interfere with website functionality, availability, or security;
attempt to gain unauthorized access to systems, data, or networks;
introduce malicious code or harmful technologies;
use automated means to scrape, harvest, monitor, extract, or collect website content or data without authorization;
use bots, crawlers, spiders, artificial intelligence systems, machine learning systems, or automated technologies to access or extract website content for purposes of training artificial intelligence or machine learning models without PolicyBound’s prior written consent;
copy, reproduce, republish, distribute, modify, or commercially exploit website content;
misrepresent your identity or affiliation; or
use the website in a manner that could damage PolicyBound, the website, or other users.

PolicyBound reserves the right to suspend, restrict, or terminate website access at any time, with or without notice, for any reason or no reason.

Intellectual Property

All website content, including text, graphics, branding, logos, icons, layouts, software, designs, and other materials, is owned by or licensed to PolicyBound and is protected by applicable intellectual property laws.

Except as expressly permitted in writing by PolicyBound, no portion of the website may be:

copied;
reproduced;
modified;
distributed;
republished;
transmitted;
displayed;
reverse engineered; or
exploited for commercial purposes.

PolicyBound and associated names, logos, and branding are proprietary trademarks or service marks of PolicyBound, Inc.

No rights or licenses are granted except as expressly stated in these Terms.

User Submissions

Information submitted through website forms or communications must be accurate, lawful, and appropriate for a business contact inquiry.

You agree not to submit:

confidential information;
financial account information;
protected health information;
Social Security numbers;
government-issued identification numbers;
regulated consumer information;
proprietary information;
malicious code; or
unlawful content
through the website.

PolicyBound reserves the right to remove, disregard, or refuse submissions that violate these Terms.

No Confidentiality Obligation

Unless expressly agreed in writing by PolicyBound, information submitted through the website will not be treated as confidential, proprietary, privileged, or protected.

Users should not submit sensitive, regulated, confidential, or proprietary information through website forms or communications.

Third-Party Services and Links

The website may contain links to third-party websites or services for convenience or informational purposes.

PolicyBound does not control and is not responsible for:

third-party websites;
third-party content;
third-party services;
third-party privacy practices; or
third-party functionality.

Access to third-party websites is at the user’s own risk.

Accessibility

PolicyBound seeks to maintain a website experience that is reasonably accessible to users.

However, PolicyBound does not warrant or guarantee that the website will operate without interruption or error or that the website will be accessible at all times, in all locations, or through all technologies, browsers, systems, or assistive technologies.

Website accessibility may be affected by factors outside of PolicyBound’s control, including third-party technologies and integrations.

PolicyBound reserves the right to modify, update, suspend, or discontinue website features and functionality at any time without notice.

Users experiencing accessibility-related issues may contact PolicyBound at info@policybound.com.

Export Controls and Sanctions Compliance

Users may not access or use the website in violation of applicable United States export control laws, sanctions laws, or regulations.

By using the website, you represent and warrant that you are not:

located in a jurisdiction subject to comprehensive U.S. sanctions; or
identified on any applicable U.S. government restricted-party list.
Disclaimer of Warranties

THIS WEBSITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, POLICYBOUND DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF:

MERCHANTABILITY;
FITNESS FOR A PARTICULAR PURPOSE;
NON-INFRINGEMENT;
ACCURACY;
COMPLETENESS;
RELIABILITY;
AVAILABILITY;
SECURITY; OR
PERFORMANCE.

PolicyBound does not warrant that:

the website will operate uninterrupted or error-free;
defects will be corrected;
the website will be secure;
the website will be free of harmful components; or
website content will remain current or available.
Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, POLICYBOUND SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR ENHANCED DAMAGES ARISING FROM OR RELATED TO:

USE OF THE WEBSITE;
INABILITY TO USE THE WEBSITE;
WEBSITE CONTENT;
WEBSITE COMMUNICATIONS;
THIRD-PARTY SERVICES;
WEBSITE INTERRUPTIONS;
DATA LOSS; OR
SECURITY INCIDENTS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, POLICYBOUND’S TOTAL AGGREGATE LIABILITY ARISING FROM OR RELATED TO THE WEBSITE OR THESE TERMS SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100).

Some jurisdictions do not allow certain limitations of liability, so portions of this section may not apply.

Indemnification

You agree to indemnify, defend, and hold harmless PolicyBound and its affiliates, officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising from:

your use of the website;
your violation of these Terms;
your violation of applicable law; or
your violation of third-party rights.
Jury Trial Waiver

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EACH PARTY WAIVES ANY RIGHT TO A JURY TRIAL IN CONNECTION WITH ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THE WEBSITE.

Privacy

Use of the website is also governed by the PolicyBound Privacy Policy & Cookie Notice.

Website Availability

PolicyBound may modify, suspend, restrict, discontinue, or remove any portion of the website at any time without notice or liability.

PolicyBound does not guarantee ongoing website availability.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles.

Venue

Any dispute arising from or relating to these Terms or the website shall be brought exclusively in the state or federal courts located in Philadelphia County, Pennsylvania, and the parties consent to the jurisdiction of those courts.

Changes to These Terms

PolicyBound may update these Terms from time to time. Updates will be reflected by revising the “Last Updated” date above.

Continued use of the website following updates constitutes acceptance of the revised Terms.

Contact Information

Questions regarding these Terms may be directed to:

PolicyBound, Inc.
2124 Race St Ground Floor
Philadelphia, PA 19103
Email: info@policybound.com